Take Control of Outpatient Healthcare Costs
AI-powered claims processing, cashless panel doctor access, and customisable stop-loss plans — giving you full visibility and control over outpatient spending.
Measurable impact from day one
40%+
HR Admin Time Saved
30%
Average cost reduction
93%+
Employee satisfaction rate
Why MixCare
The Market Pain Points We Solve
Traditional outpatient benefit faces mounting pressure from rising costs, rigid structures, and data blind spots. MixCare addresses each one head-on.
High Medical Cost Inflation Over 10% Per Year
Healthcare costs are rising faster than most benefit budgets can absorb. Employers face uncapped cost escalation risks, making outpatient schemes increasingly unsustainable year on year.
Lack of Flexibility in Benefit Policy Customisation
Traditional outpatient plans are rigid — fixed panel lists, reimbursement rules, and one-size-fits-all coverage that fails diverse workforces. Employers can't tailor benefits by employee tier, geography, or lifestyle need, making it difficult to improve employee satisfaction with their benefits.
Lack of Real-Time Data Usage and Insight
Most traditional outpatient plans require reports to be requested from providers, which can take weeks or even months to generate. By the time cost anomalies or fraud patterns are visible, the damage is already done.
Cross-Border Workforce Healthcare Challenges
Organisations operating internationally must navigate different healthcare systems, regulatory frameworks, and service providers — maintaining multiple separate schemes that create high administrative complexity and no consolidated view of total benefit spend.
Our Approach
How We Solve It
MixCare replaces rising costs, rigid structures, and data blind spots with a fully managed, AI-powered outpatient platform.
Stop-Loss Cost Control
Replace unpredictable premium inflation with a self-funded model and configurable stop-loss thresholds. You only pay for actual claims — and when costs spike, your stop-loss layer kicks in automatically.
AI-Powered Claims & Fraud Prevention
Every claim is processed by our AI engine — validating coverage, detecting fraud patterns, and settling 98% of claims within 24 hours. No manual review queues, no delays, no surprises.
Real-Time Dashboard & Cross-Border Coverage
Get live visibility into spending, utilisation, and trends — across all markets. Our 2,000+ panel doctor network spans HK, MO, and SG, with multi-currency payouts handled automatically.
MixCare Medical Network
Access MixCare's 2,000+ panel doctor network across Hong Kong, Macau, and Singapore with exclusive rates — giving your employees cashless, hassle-free outpatient visits.
Who It's For
Is a Self-Funded Outpatient Plan Right for You?
The right companies share these characteristics — see if your organisation fits.
Companies Facing Annual Medical Cost Increases
If year-on-year premium renewals are unpredictable and rising, self-funding with stop-loss protection gives you structural cost control instead of reactive budget firefighting.
Break the inflation cycleMid-to-Large Enterprises (50+ Employees)
Companies with significant headcounts benefit most — pooling risk across employees makes self-funding more predictable and cost-efficient than fixed-premium group insurance.
Best ROI at scaleCompanies with Predictable Claims Patterns
If your workforce skews younger, healthier, or lower-risk, you're likely overpaying traditional insurers. Self-funding lets you retain the profit insurers normally keep.
Pay only for actual useMulti-Market Businesses (HK, MO & SG)
Our 2,000+ panel doctor network spans all three regions — making MixCare the natural fit for employers who need consistent outpatient coverage across markets.
Seamless cross-border coverageEmployers with Tiered Workforce Structures
Companies with different employee grades — executives, management, frontline — can configure distinct benefit tiers for each group without juggling multiple insurance contracts.
One platform, multiple tiersGrowing Startups & Scale-Ups
Compete for talent with enterprise-grade outpatient benefits without the overhead. MixCare's self-service setup goes live in days and scales automatically as your headcount grows.
Live in under 5 daysGetting Started
How to Adopt Self-Funded Outpatient?
From first conversation to fully live — MixCare gets your outpatient scheme up and running in as little as 5 days.
Current Benefit Plan Assessment
1–2 daysYou can talk to your insurance broker, employee benefit consultant, or MixCare to review your current outpatient spend, headcount, workforce distribution, and benefit philosophy to design a self-funded scheme that fits your organisation.
Benefit Plan Setup
1–2 daysWe configure your benefit plan, coverage limits, stop-loss thresholds, co-pay rules, and eligible categories — tailored to each employee group with full flexibility.
Employee Enrolment
1–2 daysThe employer provides an employee list. Once uploaded to the system or connected via HR system API, employees automatically receive a digital medical card and a link to register and download the mobile app. Employees can start using their benefits after setting their password.
Go Live & Ongoing Optimisation
ContinuousYour scheme can be monitored in real time from launch. MixCare's AI flags anomalies instantly, and our team reviews quarterly reports with you to continuously optimise spend and coverage.
See it in action — Get a Demo
Discover how MixCare's self-funded outpatient platform can reduce your medical costs and delight your employees.